Indian Bank Laitumkhrah Branch IFSC Code: IDIB000L028
Branch Code: 00L028 | LUMMAWRIE, LUMMAWRIE, MEGHALAYA
The official Indian Financial System Code (IFSC) for Indian Bank, Laitumkhrah branch in LUMMAWRIE, MEGHALAYA is IDIB000L028. The MICR code for cheque clearance is 793019003.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Bank
- Branch Name
- LAITUMKHRAH
- MICR Code
- City / District
- LUMMAWRIE (LUMMAWRIE)
- State
- MEGHALAYA
- Postal Pincode
- 793003
HARIKETI BUILDING FIRST FLOOR LUMMAWRIE LAITUMKHRAH PIN 793003, Pincode: 793003
How to Read IFSC Code: IDIB000L028
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Bank (IDIB000L028)
Which bank does IFSC Code IDIB000L028 belong to?
IFSC Code IDIB000L028 belongs to Indian Bank for its LAITUMKHRAH branch, located in LUMMAWRIE, MEGHALAYA. The 4-letter prefix 'IDIB' represents Indian Bank.
What is the IFSC Code for Indian Bank LAITUMKHRAH branch?
The IFSC Code for Indian Bank LAITUMKHRAH branch in LUMMAWRIE, MEGHALAYA is IDIB000L028. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Bank LAITUMKHRAH branch?
The branch is located at: HARIKETI BUILDING FIRST FLOOR LUMMAWRIE LAITUMKHRAH PIN 793003, Pincode: 793003, LUMMAWRIE, MEGHALAYA.
What is the MICR Code for Indian Bank LAITUMKHRAH?
The MICR Code for electronic cheque clearing at Indian Bank LAITUMKHRAH is 793019003.
How can I contact Indian Bank LAITUMKHRAH branch?
You can contact the branch at: Phone: +913642507250. For official national customer care, refer to Indian Bank's official banking channels.
How to decipher the IFSC code IDIB000L028?
The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00L028' represent the specific LAITUMKHRAH branch code.
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