IDIBBranch Code: 00M384

Indian Bank IFSC Code

MCB ERNAKULAM Branch, ERNAKULAM, ERNAKULAM, KERALA

Primary IFSC Code

IDIB000M384

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Bank, MCB ERNAKULAM branch in ERNAKULAM, KERALA is IDIB000M384. The MICR code for cheque clearance is 682019988.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Bank
Branch Name: MCB ERNAKULAM
MICR Code: 682019988
City / District: ERNAKULAM (ERNAKULAM)
State: KERALA
Postal Pincode: 682031

Full Branch Address

CHERUPUSHPAM BLDG2ND FLOOR SHANMUGHAM ROAD ERNAKULAM ERNAKULAM PIN 682031, Pincode: 682031

Contact Details

Phone: +919446513419

How to Read IFSC Code: IDIB000M384

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDIBBank Identifier

First 4 alphabetic characters identify Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

00M384Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Bank (IDIB000M384)

What is the IFSC Code for Indian Bank MCB ERNAKULAM branch?

The IFSC Code for Indian Bank MCB ERNAKULAM branch in ERNAKULAM, KERALA is IDIB000M384. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Bank MCB ERNAKULAM branch?

The branch is located at: CHERUPUSHPAM BLDG2ND FLOOR SHANMUGHAM ROAD ERNAKULAM ERNAKULAM PIN 682031, Pincode: 682031, ERNAKULAM, KERALA.

What is the MICR Code for Indian Bank MCB ERNAKULAM?

The MICR Code for electronic cheque clearing at Indian Bank MCB ERNAKULAM is 682019988.

How can I contact Indian Bank MCB ERNAKULAM branch?

You can contact the branch at: Phone: +919446513419. For official national customer care, refer to Indian Bank's official banking channels.

How to decipher the IFSC code IDIB000M384?

The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00M384' represent the specific MCB ERNAKULAM branch code.