Indian Bank IFSC Code
PONNAI Branch, PONNAI, PONNAI, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Bank, PONNAI branch in PONNAI, Tamil Nadu is IDIB000P043. The MICR code for cheque clearance is 632019031.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Bank
- Branch Name
- PONNAI
- MICR Code
- City / District
- PONNAI (PONNAI)
- State
- Tamil Nadu
- Postal Pincode
- 632514
175/2 RAMARKOIL STREET PONNAI PONNAI PIN 632514, Pincode: 632514
How to Read IFSC Code: IDIB000P043
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Bank (IDIB000P043)
What is the IFSC Code for Indian Bank PONNAI branch?
The IFSC Code for Indian Bank PONNAI branch in PONNAI, Tamil Nadu is IDIB000P043. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Bank PONNAI branch?
The branch is located at: 175/2 RAMARKOIL STREET PONNAI PONNAI PIN 632514, Pincode: 632514, PONNAI, Tamil Nadu.
What is the MICR Code for Indian Bank PONNAI?
The MICR Code for electronic cheque clearing at Indian Bank PONNAI is 632019031.
How can I contact Indian Bank PONNAI branch?
You can contact the branch at: Phone: +919442504932. For official national customer care, refer to Indian Bank's official banking channels.
How to decipher the IFSC code IDIB000P043?
The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00P043' represent the specific PONNAI branch code.
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