IDIBBranch Code: 00P145

Indian Bank IFSC Code

PONDA Branch, NORTH GOA, NORTH GOA, GOA

Primary IFSC Code

IDIB000P145

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Bank, PONDA branch in NORTH GOA, GOA is IDIB000P145. The MICR code for cheque clearance is 403019004.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Bank
Branch Name: PONDA
MICR Code: 403019004
City / District: NORTH GOA (NORTH GOA)
State: GOA
Postal Pincode: 403401

Full Branch Address

OPP VITHOBA TEMPLE UPPER BAZAR PONDA PIN 403401, Pincode: 403401

Contact Details

Phone: +918322312865

How to Read IFSC Code: IDIB000P145

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDIBBank Identifier

First 4 alphabetic characters identify Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

00P145Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Bank (IDIB000P145)

What is the IFSC Code for Indian Bank PONDA branch?

The IFSC Code for Indian Bank PONDA branch in NORTH GOA, GOA is IDIB000P145. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Bank PONDA branch?

The branch is located at: OPP VITHOBA TEMPLE UPPER BAZAR PONDA PIN 403401, Pincode: 403401, NORTH GOA, GOA.

What is the MICR Code for Indian Bank PONDA?

The MICR Code for electronic cheque clearing at Indian Bank PONDA is 403019004.

How can I contact Indian Bank PONDA branch?

You can contact the branch at: Phone: +918322312865. For official national customer care, refer to Indian Bank's official banking channels.

How to decipher the IFSC code IDIB000P145?

The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00P145' represent the specific PONDA branch code.