IDIBBranch Code: 00P196

Indian Bank IFSC Code

PHOOSGARH Branch, KARNAL, KARNAL, Haryana

Primary IFSC Code

IDIB000P196

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Bank, PHOOSGARH branch in KARNAL, Haryana is IDIB000P196. The MICR code for cheque clearance is 132019104.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Bank
Branch Name: PHOOSGARH
MICR Code: 132019104
City / District: KARNAL (KARNAL)
State: Haryana
Postal Pincode: 132037

Full Branch Address

OLD DURGA COLONY VPO PHOOSGARH PIN 132037, Pincode: 132037

Contact Details

Phone: +911842285700

How to Read IFSC Code: IDIB000P196

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDIBBank Identifier

First 4 alphabetic characters identify Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

00P196Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Bank (IDIB000P196)

What is the IFSC Code for Indian Bank PHOOSGARH branch?

The IFSC Code for Indian Bank PHOOSGARH branch in KARNAL, Haryana is IDIB000P196. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Bank PHOOSGARH branch?

The branch is located at: OLD DURGA COLONY VPO PHOOSGARH PIN 132037, Pincode: 132037, KARNAL, Haryana.

What is the MICR Code for Indian Bank PHOOSGARH?

The MICR Code for electronic cheque clearing at Indian Bank PHOOSGARH is 132019104.

How can I contact Indian Bank PHOOSGARH branch?

You can contact the branch at: Phone: +911842285700. For official national customer care, refer to Indian Bank's official banking channels.

How to decipher the IFSC code IDIB000P196?

The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00P196' represent the specific PHOOSGARH branch code.