IDIBBranch Code: 00R073

Indian Bank IFSC Code

RATNAGIRI MAIN Branch, AROGYA MANDHIR, AROGYA MANDHIR, Maharashtra

Primary IFSC Code

IDIB000R073

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Bank, RATNAGIRI MAIN branch in AROGYA MANDHIR, Maharashtra is IDIB000R073. The MICR code for cheque clearance is 415019051.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Bank
Branch Name: RATNAGIRI MAIN
MICR Code: 415019051
City / District: AROGYA MANDHIR (AROGYA MANDHIR)
State: Maharashtra
Postal Pincode: 415612

Full Branch Address

NEEL DEEP COMPLEX ABOVE APNA BAZAAR AROGYA MANDHIR SHIVAJI NAGAR RATNAGIRI PIN 415612, Pincode: 415612

Contact Details

Phone: +912352270505

How to Read IFSC Code: IDIB000R073

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDIBBank Identifier

First 4 alphabetic characters identify Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

00R073Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Bank (IDIB000R073)

What is the IFSC Code for Indian Bank RATNAGIRI MAIN branch?

The IFSC Code for Indian Bank RATNAGIRI MAIN branch in AROGYA MANDHIR, Maharashtra is IDIB000R073. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Bank RATNAGIRI MAIN branch?

The branch is located at: NEEL DEEP COMPLEX ABOVE APNA BAZAAR AROGYA MANDHIR SHIVAJI NAGAR RATNAGIRI PIN 415612, Pincode: 415612, AROGYA MANDHIR, Maharashtra.

What is the MICR Code for Indian Bank RATNAGIRI MAIN?

The MICR Code for electronic cheque clearing at Indian Bank RATNAGIRI MAIN is 415019051.

How can I contact Indian Bank RATNAGIRI MAIN branch?

You can contact the branch at: Phone: +912352270505. For official national customer care, refer to Indian Bank's official banking channels.

How to decipher the IFSC code IDIB000R073?

The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00R073' represent the specific RATNAGIRI MAIN branch code.