IDIBBranch Code: 00R639

Indian Bank IFSC Code

RISHIKESH Branch, KOYAL GHATI, KOYAL GHATI, UTTARAKHAND

Primary IFSC Code

IDIB000R639

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Bank, RISHIKESH branch in KOYAL GHATI, UTTARAKHAND is IDIB000R639. The MICR code for cheque clearance is 249019107.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Bank
Branch Name: RISHIKESH
MICR Code: 249019107
City / District: KOYAL GHATI (KOYAL GHATI)
State: UTTARAKHAND
Postal Pincode: 249201

Full Branch Address

248 GANGA VIHAR KOYAL GHATI UPPAL PLAZA KOYAL GHATI RISHIKESH PIN 249201, Pincode: 249201

Contact Details

Phone: +919897660493

How to Read IFSC Code: IDIB000R639

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IDIBBank Identifier

First 4 alphabetic characters identify Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

00R639Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Bank (IDIB000R639)

What is the IFSC Code for Indian Bank RISHIKESH branch?

The IFSC Code for Indian Bank RISHIKESH branch in KOYAL GHATI, UTTARAKHAND is IDIB000R639. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Bank RISHIKESH branch?

The branch is located at: 248 GANGA VIHAR KOYAL GHATI UPPAL PLAZA KOYAL GHATI RISHIKESH PIN 249201, Pincode: 249201, KOYAL GHATI, UTTARAKHAND.

What is the MICR Code for Indian Bank RISHIKESH?

The MICR Code for electronic cheque clearing at Indian Bank RISHIKESH is 249019107.

How can I contact Indian Bank RISHIKESH branch?

You can contact the branch at: Phone: +919897660493. For official national customer care, refer to Indian Bank's official banking channels.

How to decipher the IFSC code IDIB000R639?

The first 4 characters 'IDIB' represent Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '00R639' represent the specific RISHIKESH branch code.