INDBBranch Code: 000489

Indusind Bank IFSC Code

SIMGA Branch, BHATAPARA, BHATAPARA, CHANDIGARH

Primary IFSC Code

INDB0000489

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indusind Bank, SIMGA branch in BHATAPARA, CHANDIGARH is INDB0000489. The MICR code for cheque clearance is 493234501.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indusind Bank
Branch Name: SIMGA
MICR Code: 493234501
City / District: BHATAPARA (BHATAPARA)
State: CHANDIGARH
Postal Pincode: 493101

Full Branch Address

GROUND FLOOR, HOUSE NO 1015/1 & 1017/1, R.B. ROAD, APPU CHOWK, VILLAGE SIMGA, BLOCK BHATAPARA DIST RAIPUR, CHHATISGARH 493101, Pincode: 493101

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: INDB0000489

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

INDBBank Identifier

First 4 alphabetic characters identify Indusind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000489Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indusind Bank (INDB0000489)

What is the IFSC Code for Indusind Bank SIMGA branch?

The IFSC Code for Indusind Bank SIMGA branch in BHATAPARA, CHANDIGARH is INDB0000489. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indusind Bank SIMGA branch?

The branch is located at: GROUND FLOOR, HOUSE NO 1015/1 & 1017/1, R.B. ROAD, APPU CHOWK, VILLAGE SIMGA, BLOCK BHATAPARA DIST RAIPUR, CHHATISGARH 493101, Pincode: 493101, BHATAPARA, CHANDIGARH.

What is the MICR Code for Indusind Bank SIMGA?

The MICR Code for electronic cheque clearing at Indusind Bank SIMGA is 493234501.

How to decipher the IFSC code INDB0000489?

The first 4 characters 'INDB' represent Indusind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000489' represent the specific SIMGA branch code.