INDBBranch Code: 000785

Indusind Bank IFSC Code

BAGHANA Branch, PHAGWARA, PHAGWARA, Punjab

Primary IFSC Code

INDB0000785

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indusind Bank, BAGHANA branch in PHAGWARA, Punjab is INDB0000785. The MICR code for cheque clearance is 144234208.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indusind Bank
Branch Name: BAGHANA
MICR Code: 144234208
City / District: PHAGWARA (PHAGWARA)
State: Punjab
Postal Pincode: 144405

Full Branch Address

GRD FLR MAIN ROAD BAGHANA MAIN CHOWK VPO BHAGANA TEH DIST PHAGWARA PUNJAB PIN 144405, Pincode: 144405

Contact Details

Phone: +911824242058

How to Read IFSC Code: INDB0000785

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

INDBBank Identifier

First 4 alphabetic characters identify Indusind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000785Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indusind Bank (INDB0000785)

What is the IFSC Code for Indusind Bank BAGHANA branch?

The IFSC Code for Indusind Bank BAGHANA branch in PHAGWARA, Punjab is INDB0000785. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indusind Bank BAGHANA branch?

The branch is located at: GRD FLR MAIN ROAD BAGHANA MAIN CHOWK VPO BHAGANA TEH DIST PHAGWARA PUNJAB PIN 144405, Pincode: 144405, PHAGWARA, Punjab.

What is the MICR Code for Indusind Bank BAGHANA?

The MICR Code for electronic cheque clearing at Indusind Bank BAGHANA is 144234208.

How can I contact Indusind Bank BAGHANA branch?

You can contact the branch at: Phone: +911824242058. For official national customer care, refer to Indusind Bank's official banking channels.

How to decipher the IFSC code INDB0000785?

The first 4 characters 'INDB' represent Indusind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000785' represent the specific BAGHANA branch code.