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INDBBranch Code: 002074

Indusind Bank Saraf Kadal Downtown Srinagar Branch IFSC Code: INDB0002074

Branch Code: 002074 | SRINAGAR, SRINAGAR, JAMMU AND KASHMIR

Primary IFSC Code
INDB0002074
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indusind Bank, Saraf Kadal Downtown Srinagar branch in SRINAGAR, JAMMU AND KASHMIR is INDB0002074. The MICR code for cheque clearance is 190234008.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Indusind Bank
Branch Name
SARAF KADAL DOWNTOWN SRINAGAR
MICR Code
City / District
SRINAGAR (SRINAGAR)
Postal Pincode
190002
Full Branch Address

GROUND FLOOR AND FIRST FLOOR MALARATTA SARAF KADAL DOWNTOWN SRINAGAR JAMMU KASHMIR 190002, Pincode: 190002

Contact & Customer Care

How to Read IFSC Code: INDB0002074

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

INDBBank Identifier

First 4 alphabetic characters identify Indusind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002074Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indusind Bank (INDB0002074)

Which bank does IFSC Code INDB0002074 belong to?

IFSC Code INDB0002074 belongs to Indusind Bank for its SARAF KADAL DOWNTOWN SRINAGAR branch, located in SRINAGAR, JAMMU AND KASHMIR. The 4-letter prefix 'INDB' represents Indusind Bank.

What is the IFSC Code for Indusind Bank SARAF KADAL DOWNTOWN SRINAGAR branch?

The IFSC Code for Indusind Bank SARAF KADAL DOWNTOWN SRINAGAR branch in SRINAGAR, JAMMU AND KASHMIR is INDB0002074. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indusind Bank SARAF KADAL DOWNTOWN SRINAGAR branch?

The branch is located at: GROUND FLOOR AND FIRST FLOOR MALARATTA SARAF KADAL DOWNTOWN SRINAGAR JAMMU KASHMIR 190002, Pincode: 190002, SRINAGAR, JAMMU AND KASHMIR.

What is the MICR Code for Indusind Bank SARAF KADAL DOWNTOWN SRINAGAR?

The MICR Code for electronic cheque clearing at Indusind Bank SARAF KADAL DOWNTOWN SRINAGAR is 190234008.

How can I contact Indusind Bank SARAF KADAL DOWNTOWN SRINAGAR branch?

You can contact the branch at: Phone: +919018109918. For official national customer care, refer to Indusind Bank's official banking channels.

How to decipher the IFSC code INDB0002074?

The first 4 characters 'INDB' represent Indusind Bank. The 5th character is '0' reserved for future use. The last 6 characters '002074' represent the specific SARAF KADAL DOWNTOWN SRINAGAR branch code.

Parent Directory Links

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