Indian Overseas Bank Navaikulam Branch IFSC Code: IOBA0000765
Branch Code: 000765 | NAVAIKULAM, NAVAIKULAM, KERALA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Navaikulam branch in NAVAIKULAM, KERALA is IOBA0000765. The MICR code for cheque clearance is 695020808.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- NAVAIKULAM
- MICR Code
- City / District
- NAVAIKULAM (NAVAIKULAM)
- State
- KERALA
- Postal Pincode
- 695603
1 BY 280 THULASI NIVAS NAVAIKULAM PIN 695603, Pincode: 695603
Banks Open Per Published Schedule
Indian Overseas Bank Official Emergency Contacts
Local Financial Pulse: NAVAIKULAM, KERALA
How to Read IFSC Code: IOBA0000765
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0000765)
Which bank does IFSC Code IOBA0000765 belong to?
IFSC Code IOBA0000765 belongs to Indian Overseas Bank for its NAVAIKULAM branch, located in NAVAIKULAM, KERALA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank NAVAIKULAM branch?
The IFSC Code for Indian Overseas Bank NAVAIKULAM branch in NAVAIKULAM, KERALA is IOBA0000765. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank NAVAIKULAM branch?
The branch is located at: 1 BY 280 THULASI NIVAS NAVAIKULAM PIN 695603, Pincode: 695603, NAVAIKULAM, KERALA.
What is the MICR Code for Indian Overseas Bank NAVAIKULAM?
The MICR Code for electronic cheque clearing at Indian Overseas Bank NAVAIKULAM is 695020808.
How can I contact Indian Overseas Bank NAVAIKULAM branch?
You can contact the branch at: Phone: 2692095. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0000765?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000765' represent the specific NAVAIKULAM branch code.
Parent Directory Links
Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.