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IOBABranch Code: 002082

Indian Overseas Bank Chennaikalakshetra Colony Branch IFSC Code: IOBA0002082

Branch Code: 002082 | CHENNAI, Chennai, Tamil Nadu

Primary IFSC Code
IOBA0002082
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Chennaikalakshetra Colony branch in CHENNAI, Tamil Nadu is IOBA0002082. The MICR code for cheque clearance is 600020131.

Branch Fact Sheet & Electronic Routing Details

Branch Name
CHENNAIKALAKSHETRA COLONY
MICR Code
City / District
CHENNAI (Chennai)
Postal Pincode
600090
Full Branch Address

NO 103, M G RAMACHANDRAN ROAD, KALAKSHETRA COLONY, BESANT NAGAR, CHENNAI 600090, Pincode: 600090

How to Read IFSC Code: IOBA0002082

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002082Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0002082)

Which bank does IFSC Code IOBA0002082 belong to?

IFSC Code IOBA0002082 belongs to Indian Overseas Bank for its CHENNAIKALAKSHETRA COLONY branch, located in CHENNAI, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank CHENNAIKALAKSHETRA COLONY branch?

The IFSC Code for Indian Overseas Bank CHENNAIKALAKSHETRA COLONY branch in CHENNAI, Tamil Nadu is IOBA0002082. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank CHENNAIKALAKSHETRA COLONY branch?

The branch is located at: NO 103, M G RAMACHANDRAN ROAD, KALAKSHETRA COLONY, BESANT NAGAR, CHENNAI 600090, Pincode: 600090, CHENNAI, Tamil Nadu.

What is the MICR Code for Indian Overseas Bank CHENNAIKALAKSHETRA COLONY?

The MICR Code for electronic cheque clearing at Indian Overseas Bank CHENNAIKALAKSHETRA COLONY is 600020131.

How can I contact Indian Overseas Bank CHENNAIKALAKSHETRA COLONY branch?

You can contact the branch at: Phone: 2397533. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0002082?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002082' represent the specific CHENNAIKALAKSHETRA COLONY branch code.

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