Indian Overseas Bank Sme Kakinada Branch IFSC Code: IOBA0002604
Branch Code: 002604 | KAKINADA, KAKINADA, ANDHRA PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Sme Kakinada branch in KAKINADA, ANDHRA PRADESH is IOBA0002604. The MICR code for cheque clearance is 533020004.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- SME KAKINADA
- MICR Code
- City / District
- KAKINADA (KAKINADA)
- State
- ANDHRA PRADESH
- Postal Pincode
- 533033
2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033, Pincode: 533033
How to Read IFSC Code: IOBA0002604
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0002604)
Which bank does IFSC Code IOBA0002604 belong to?
IFSC Code IOBA0002604 belongs to Indian Overseas Bank for its SME KAKINADA branch, located in KAKINADA, ANDHRA PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank SME KAKINADA branch?
The IFSC Code for Indian Overseas Bank SME KAKINADA branch in KAKINADA, ANDHRA PRADESH is IOBA0002604. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank SME KAKINADA branch?
The branch is located at: 2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033, Pincode: 533033, KAKINADA, ANDHRA PRADESH.
What is the MICR Code for Indian Overseas Bank SME KAKINADA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank SME KAKINADA is 533020004.
How can I contact Indian Overseas Bank SME KAKINADA branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0002604?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002604' represent the specific SME KAKINADA branch code.
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