Indian Overseas Bank Elvangargudi Branch IFSC Code: IOBA0002798
Branch Code: 002798 | KODAVASAL, KODAVASAL, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Elvangargudi branch in KODAVASAL, Tamil Nadu is IOBA0002798. The MICR code for cheque clearance is 610020019.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- ELVANGARGUDI
- MICR Code
- City / District
- KODAVASAL (KODAVASAL)
- State
- Tamil Nadu
- Postal Pincode
- 610104
MAIN ROAD,ELVANGARGUDI,TIRUVARUR DIST 610104, Pincode: 610104
How to Read IFSC Code: IOBA0002798
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0002798)
Which bank does IFSC Code IOBA0002798 belong to?
IFSC Code IOBA0002798 belongs to Indian Overseas Bank for its ELVANGARGUDI branch, located in KODAVASAL, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank ELVANGARGUDI branch?
The IFSC Code for Indian Overseas Bank ELVANGARGUDI branch in KODAVASAL, Tamil Nadu is IOBA0002798. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank ELVANGARGUDI branch?
The branch is located at: MAIN ROAD,ELVANGARGUDI,TIRUVARUR DIST 610104, Pincode: 610104, KODAVASAL, Tamil Nadu.
What is the MICR Code for Indian Overseas Bank ELVANGARGUDI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank ELVANGARGUDI is 610020019.
How can I contact Indian Overseas Bank ELVANGARGUDI branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0002798?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '002798' represent the specific ELVANGARGUDI branch code.
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