Indian Overseas Bank IFSC Code
MUZAFFARNAGARARYA SAMAJ ROAD Branch, MUZAFFARNAGAR, MUZAFFARNAGAR, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, MUZAFFARNAGARARYA SAMAJ ROAD branch in MUZAFFARNAGAR, UTTAR PRADESH is IOBA0003001. The MICR code for cheque clearance is 251020003.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- MUZAFFARNAGARARYA SAMAJ ROAD
- MICR Code
- City / District
- MUZAFFARNAGAR (MUZAFFARNAGAR)
- State
- UTTAR PRADESH
- Postal Pincode
- N/A
ARYA SAMAJ RD MIZZAFERNAGAR D A V COLLEGE MARKET 1ST FLR ARYA SAMAJ RD MUZAF UP 251 001
How to Read IFSC Code: IOBA0003001
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003001)
What is the IFSC Code for Indian Overseas Bank MUZAFFARNAGARARYA SAMAJ ROAD branch?
The IFSC Code for Indian Overseas Bank MUZAFFARNAGARARYA SAMAJ ROAD branch in MUZAFFARNAGAR, UTTAR PRADESH is IOBA0003001. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank MUZAFFARNAGARARYA SAMAJ ROAD branch?
The branch is located at: ARYA SAMAJ RD MIZZAFERNAGAR D A V COLLEGE MARKET 1ST FLR ARYA SAMAJ RD MUZAF UP 251 001, MUZAFFARNAGAR, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank MUZAFFARNAGARARYA SAMAJ ROAD?
The MICR Code for electronic cheque clearing at Indian Overseas Bank MUZAFFARNAGARARYA SAMAJ ROAD is 251020003.
How can I contact Indian Overseas Bank MUZAFFARNAGARARYA SAMAJ ROAD branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003001?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003001' represent the specific MUZAFFARNAGARARYA SAMAJ ROAD branch code.
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