Indian Overseas Bank Bilaspur Gaurav Path Branch IFSC Code: IOBA0003238
Branch Code: 003238 | BILASPUR, BILASPUR, CHHATTISGARH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Bilaspur Gaurav Path branch in BILASPUR, CHHATTISGARH is IOBA0003238. The MICR code for cheque clearance is 495020004.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- BILASPUR GAURAV PATH
- MICR Code
- City / District
- BILASPUR (BILASPUR)
- State
- CHHATTISGARH
- Postal Pincode
- 495001
AT-GEETHANJALI ENCLAVE, RING ROAD NO.2, PO-GOURAV PATH, ,PIN CODE-495001, Pincode: 495001
How to Read IFSC Code: IOBA0003238
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003238)
Which bank does IFSC Code IOBA0003238 belong to?
IFSC Code IOBA0003238 belongs to Indian Overseas Bank for its BILASPUR GAURAV PATH branch, located in BILASPUR, CHHATTISGARH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank BILASPUR GAURAV PATH branch?
The IFSC Code for Indian Overseas Bank BILASPUR GAURAV PATH branch in BILASPUR, CHHATTISGARH is IOBA0003238. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank BILASPUR GAURAV PATH branch?
The branch is located at: AT-GEETHANJALI ENCLAVE, RING ROAD NO.2, PO-GOURAV PATH, ,PIN CODE-495001, Pincode: 495001, BILASPUR, CHHATTISGARH.
What is the MICR Code for Indian Overseas Bank BILASPUR GAURAV PATH?
The MICR Code for electronic cheque clearing at Indian Overseas Bank BILASPUR GAURAV PATH is 495020004.
How can I contact Indian Overseas Bank BILASPUR GAURAV PATH branch?
You can contact the branch at: Phone: +917752270027. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003238?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003238' represent the specific BILASPUR GAURAV PATH branch code.
Parent Directory Links
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