Indian Overseas Bank Ponkunnam Chirakkadavu Branch IFSC Code: IOBA0003417
Branch Code: 003417 | PONKUNNAM, PONKUNNAM, KERALA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ponkunnam Chirakkadavu branch in PONKUNNAM, KERALA is IOBA0003417.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- PONKUNNAM CHIRAKKADAVU
- MICR Code
- Not Assigned / Non-MICR
- City / District
- PONKUNNAM (PONKUNNAM)
- State
- KERALA
- Postal Pincode
- 686506
786 B,PUZHAYANAL TOWERS,KK ROAD,CHIRAKKADAVU,PONKUNNAM,KOTTAYAM 686506, Pincode: 686506
How to Read IFSC Code: IOBA0003417
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003417)
Which bank does IFSC Code IOBA0003417 belong to?
IFSC Code IOBA0003417 belongs to Indian Overseas Bank for its PONKUNNAM CHIRAKKADAVU branch, located in PONKUNNAM, KERALA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank PONKUNNAM CHIRAKKADAVU branch?
The IFSC Code for Indian Overseas Bank PONKUNNAM CHIRAKKADAVU branch in PONKUNNAM, KERALA is IOBA0003417. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank PONKUNNAM CHIRAKKADAVU branch?
The branch is located at: 786 B,PUZHAYANAL TOWERS,KK ROAD,CHIRAKKADAVU,PONKUNNAM,KOTTAYAM 686506, Pincode: 686506, PONKUNNAM, KERALA.
How can I contact Indian Overseas Bank PONKUNNAM CHIRAKKADAVU branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003417?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003417' represent the specific PONKUNNAM CHIRAKKADAVU branch code.
Parent Directory Links
Other Bank Branches in Pincode 686506
View All in Pincode →KOTTAYAM CO OPERATIVE URBAN BANK LTD (PONKUNNAM)
PONKUNNAM (CHIRAKKADAVU)
PONKUNNAM (PONKUNNAM)
PONKUNNAM (PONKUNNAM)
PONKUNNAM (KOTTAYAM)
PONKUNNAM (PONKUNNAM)
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