Indian Overseas Bank IFSC Code
BIHARIA GURUDASPUR Branch, MURSHIDABAD, MURSHIDABAD, WEST BENGAL
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, BIHARIA GURUDASPUR branch in MURSHIDABAD, WEST BENGAL is IOBA0003486.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- BIHARIA GURUDASPUR
- MICR Code
- Not Assigned / Non-MICR
- City / District
- MURSHIDABAD (MURSHIDABAD)
- State
- WEST BENGAL
- Postal Pincode
- 742175
VILLAGE GURUDASPUR,C/O BANSHIBADAN BAISWAS,PO RAJNAGAR,PS HARIHARPARA,MURSHIDABAD DIST,WEST BENGAL - 742175, Pincode: 742175
How to Read IFSC Code: IOBA0003486
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003486)
What is the IFSC Code for Indian Overseas Bank BIHARIA GURUDASPUR branch?
The IFSC Code for Indian Overseas Bank BIHARIA GURUDASPUR branch in MURSHIDABAD, WEST BENGAL is IOBA0003486. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank BIHARIA GURUDASPUR branch?
The branch is located at: VILLAGE GURUDASPUR,C/O BANSHIBADAN BAISWAS,PO RAJNAGAR,PS HARIHARPARA,MURSHIDABAD DIST,WEST BENGAL - 742175, Pincode: 742175, MURSHIDABAD, WEST BENGAL.
How can I contact Indian Overseas Bank BIHARIA GURUDASPUR branch?
You can contact the branch at: Phone: +912025665822. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003486?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003486' represent the specific BIHARIA GURUDASPUR branch code.
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