Indian Overseas Bank Phulbani Town Branch IFSC Code: IOBA0003844
Branch Code: 003844 | PHULBANI, PHULBANI, ODISHA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Phulbani Town branch in PHULBANI, ODISHA is IOBA0003844.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- PHULBANI TOWN
- MICR Code
- Not Assigned / Non-MICR
- City / District
- PHULBANI (PHULBANI)
- State
- ODISHA
- Postal Pincode
- 762001
NEAR SARBA MANGALA PRESS, MASTERPADA,PHULBANI,PO-PHULBANI,DIST-KANDHAMAL,PIN-762001,ODISHA, Pincode: 762001
How to Read IFSC Code: IOBA0003844
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003844)
Which bank does IFSC Code IOBA0003844 belong to?
IFSC Code IOBA0003844 belongs to Indian Overseas Bank for its PHULBANI TOWN branch, located in PHULBANI, ODISHA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank PHULBANI TOWN branch?
The IFSC Code for Indian Overseas Bank PHULBANI TOWN branch in PHULBANI, ODISHA is IOBA0003844. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank PHULBANI TOWN branch?
The branch is located at: NEAR SARBA MANGALA PRESS, MASTERPADA,PHULBANI,PO-PHULBANI,DIST-KANDHAMAL,PIN-762001,ODISHA, Pincode: 762001, PHULBANI, ODISHA.
How to decipher the IFSC code IOBA0003844?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003844' represent the specific PHULBANI TOWN branch code.
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