Indian Overseas Bank Waidhan Singrauli Branch IFSC Code: IOBA0003973
Branch Code: 003973 | SINGRAULI, SINGRAULI, MADHYA PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Waidhan Singrauli branch in SINGRAULI, MADHYA PRADESH is IOBA0003973. The MICR code for cheque clearance is 486020002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- WAIDHAN-SINGRAULI
- MICR Code
- City / District
- SINGRAULI (SINGRAULI)
- State
- MADHYA PRADESH
- Postal Pincode
- 486886
INDIAN OVERSEAS BANK KHASRA NO 114 34(S) GRAM BILAUNJI TELIYAN WARD NO 42 WAIDHAN MADHYA PRADESH 486886, Pincode: 486886
How to Read IFSC Code: IOBA0003973
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003973)
Which bank does IFSC Code IOBA0003973 belong to?
IFSC Code IOBA0003973 belongs to Indian Overseas Bank for its WAIDHAN-SINGRAULI branch, located in SINGRAULI, MADHYA PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank WAIDHAN-SINGRAULI branch?
The IFSC Code for Indian Overseas Bank WAIDHAN-SINGRAULI branch in SINGRAULI, MADHYA PRADESH is IOBA0003973. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank WAIDHAN-SINGRAULI branch?
The branch is located at: INDIAN OVERSEAS BANK KHASRA NO 114 34(S) GRAM BILAUNJI TELIYAN WARD NO 42 WAIDHAN MADHYA PRADESH 486886, Pincode: 486886, SINGRAULI, MADHYA PRADESH.
What is the MICR Code for Indian Overseas Bank WAIDHAN-SINGRAULI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank WAIDHAN-SINGRAULI is 486020002.
How to decipher the IFSC code IOBA0003973?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003973' represent the specific WAIDHAN-SINGRAULI branch code.
Parent Directory Links
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