Indian Overseas Bank Harisabha Chowk Muzaffarpur Branch IFSC Code: IOBA0004013
Branch Code: 004013 | MUZAFFARPUR, MUZAFFARPUR, BIHAR
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Harisabha Chowk Muzaffarpur branch in MUZAFFARPUR, BIHAR is IOBA0004013. The MICR code for cheque clearance is 842020004.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- HARISABHA CHOWK MUZAFFARPUR
- MICR Code
- City / District
- MUZAFFARPUR (MUZAFFARPUR)
- State
- BIHAR
- Postal Pincode
- 842002
SECOND FLOOR, ABOVE CHEMIST BOX, HARI SABHA CHOWK, POST OFFICE-RAMNA, PS MITHANPURA, DISTRICT MUZAFFARPUR, BIHAR, PIN 842002, Pincode: 842002
How to Read IFSC Code: IOBA0004013
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004013)
Which bank does IFSC Code IOBA0004013 belong to?
IFSC Code IOBA0004013 belongs to Indian Overseas Bank for its HARISABHA CHOWK MUZAFFARPUR branch, located in MUZAFFARPUR, BIHAR. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank HARISABHA CHOWK MUZAFFARPUR branch?
The IFSC Code for Indian Overseas Bank HARISABHA CHOWK MUZAFFARPUR branch in MUZAFFARPUR, BIHAR is IOBA0004013. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank HARISABHA CHOWK MUZAFFARPUR branch?
The branch is located at: SECOND FLOOR, ABOVE CHEMIST BOX, HARI SABHA CHOWK, POST OFFICE-RAMNA, PS MITHANPURA, DISTRICT MUZAFFARPUR, BIHAR, PIN 842002, Pincode: 842002, MUZAFFARPUR, BIHAR.
What is the MICR Code for Indian Overseas Bank HARISABHA CHOWK MUZAFFARPUR?
The MICR Code for electronic cheque clearing at Indian Overseas Bank HARISABHA CHOWK MUZAFFARPUR is 842020004.
How to decipher the IFSC code IOBA0004013?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004013' represent the specific HARISABHA CHOWK MUZAFFARPUR branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in MUZAFFARPUR
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I FLOOR GOPAL MARKET COMPLEX BHAWANPUR CHATTI REWA ROAD 842001
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Other Bank Branches in Pincode 842002
View All in Pincode →AGHORIA BAZAR MUZAFFARPUR (MUZAFFARPUR)
AGHORIYA BAZAR CHOWK MUZAFFARPUR (MUZAFFARPUR)
AHIYAPUR (MUZAFFARPUR)
BANARAS BANK CHOWK AKSHAYA (MUZAFFARPUR)
BRANCH (MUZAFFARPUR)
CAPC AO MUZAFFARPUR (MUZAFFARPUR)
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