Indian Overseas Bank Lpc Kolkata II Branch IFSC Code: IOBA0004078
Branch Code: 004078 | KOLKATA, KOLKATA, WEST BENGAL
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Lpc Kolkata II branch in KOLKATA, WEST BENGAL is IOBA0004078.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- LPC KOLKATA II
- MICR Code
- Not Assigned / Non-MICR
- City / District
- KOLKATA (KOLKATA)
- State
- WEST BENGAL
- Postal Pincode
- 700159
H/H-19/1 MANGALIK BHAVAN VIP ROAD,NEAR 44 BUS STAND,POST-ASWININAGAR,KOLKATA,WEST BENGAL,PIN-700159, Pincode: 700159
Banks Open Per Published Schedule
Indian Overseas Bank Official Emergency Contacts
Local Financial Pulse: KOLKATA, WEST BENGAL
How to Read IFSC Code: IOBA0004078
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004078)
Which bank does IFSC Code IOBA0004078 belong to?
IFSC Code IOBA0004078 belongs to Indian Overseas Bank for its LPC KOLKATA II branch, located in KOLKATA, WEST BENGAL. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank LPC KOLKATA II branch?
The IFSC Code for Indian Overseas Bank LPC KOLKATA II branch in KOLKATA, WEST BENGAL is IOBA0004078. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank LPC KOLKATA II branch?
The branch is located at: H/H-19/1 MANGALIK BHAVAN VIP ROAD,NEAR 44 BUS STAND,POST-ASWININAGAR,KOLKATA,WEST BENGAL,PIN-700159, Pincode: 700159, KOLKATA, WEST BENGAL.
How to decipher the IFSC code IOBA0004078?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004078' represent the specific LPC KOLKATA II branch code.
Parent Directory Links
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