Indian Overseas Bank Kathalal Branch IFSC Code: IOBA0004132
Branch Code: 004132 | KATHALAL, KATHALAL, Gujarat
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Kathalal branch in KATHALAL, Gujarat is IOBA0004132. The MICR code for cheque clearance is 387020004.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KATHALAL
- MICR Code
- City / District
- KATHALAL (KATHALAL)
- State
- Gujarat
- Postal Pincode
- 387630
IOB-KATHLAL,SHOP NO G8 TO G11, AYAAN ARCADE, NEAR KATHLAL CHOWKI, NADIAD ROAD, KATHLAL - 387630, Pincode: 387630
How to Read IFSC Code: IOBA0004132
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004132)
Which bank does IFSC Code IOBA0004132 belong to?
IFSC Code IOBA0004132 belongs to Indian Overseas Bank for its KATHALAL branch, located in KATHALAL, Gujarat. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank KATHALAL branch?
The IFSC Code for Indian Overseas Bank KATHALAL branch in KATHALAL, Gujarat is IOBA0004132. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KATHALAL branch?
The branch is located at: IOB-KATHLAL,SHOP NO G8 TO G11, AYAAN ARCADE, NEAR KATHLAL CHOWKI, NADIAD ROAD, KATHLAL - 387630, Pincode: 387630, KATHALAL, Gujarat.
What is the MICR Code for Indian Overseas Bank KATHALAL?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KATHALAL is 387020004.
How to decipher the IFSC code IOBA0004132?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004132' represent the specific KATHALAL branch code.
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