IOBABranch Code: 004181

Indian Overseas Bank Narela Industrial Area Branch IFSC Code: IOBA0004181

Branch Code: 004181 | DELHI, DELHI, Delhi

Primary IFSC Code

IOBA0004181

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Narela Industrial Area branch in DELHI, Delhi is IOBA0004181.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: NARELA INDUSTRIAL AREA
MICR Code: Not Assigned / Non-MICR
City / District: DELHI (DELHI)
State: Delhi
Postal Pincode: 110036

Full Branch Address

1158, DSIDC INDUSTRIAL AREA, NARELA, DELHI-110036, Pincode: 110036

Contact & Customer Care

Phone: Refer to Net Banking

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How to Read IFSC Code: IOBA0004181

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004181Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0004181)

Which bank does IFSC Code IOBA0004181 belong to?

IFSC Code IOBA0004181 belongs to Indian Overseas Bank for its NARELA INDUSTRIAL AREA branch, located in DELHI, Delhi. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank NARELA INDUSTRIAL AREA branch?

The IFSC Code for Indian Overseas Bank NARELA INDUSTRIAL AREA branch in DELHI, Delhi is IOBA0004181. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank NARELA INDUSTRIAL AREA branch?

The branch is located at: 1158, DSIDC INDUSTRIAL AREA, NARELA, DELHI-110036, Pincode: 110036, DELHI, Delhi.

How to decipher the IFSC code IOBA0004181?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004181' represent the specific NARELA INDUSTRIAL AREA branch code.