Indian Overseas Bank Ogb Baitarani Road Branch IFSC Code: IOBA0GB4045
Branch Code: GB4045 | BAITARANI ROAD, BAITARANI ROAD, ODISHA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ogb Baitarani Road branch in BAITARANI ROAD, ODISHA is IOBA0GB4045. The MICR code for cheque clearance is 755706501.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- OGB -BAITARANI ROAD
- MICR Code
- City / District
- BAITARANI ROAD (BAITARANI ROAD)
- State
- ODISHA
- Postal Pincode
- 755025
AT BARUNDAI, PO BARUNDAI, DIST JAJPUR,PIN 755025,, Pincode: 755025
How to Read IFSC Code: IOBA0GB4045
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0GB4045)
Which bank does IFSC Code IOBA0GB4045 belong to?
IFSC Code IOBA0GB4045 belongs to Indian Overseas Bank for its OGB -BAITARANI ROAD branch, located in BAITARANI ROAD, ODISHA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank OGB -BAITARANI ROAD branch?
The IFSC Code for Indian Overseas Bank OGB -BAITARANI ROAD branch in BAITARANI ROAD, ODISHA is IOBA0GB4045. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank OGB -BAITARANI ROAD branch?
The branch is located at: AT BARUNDAI, PO BARUNDAI, DIST JAJPUR,PIN 755025,, Pincode: 755025, BAITARANI ROAD, ODISHA.
What is the MICR Code for Indian Overseas Bank OGB -BAITARANI ROAD?
The MICR Code for electronic cheque clearing at Indian Overseas Bank OGB -BAITARANI ROAD is 755706501.
How to decipher the IFSC code IOBA0GB4045?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters 'GB4045' represent the specific OGB -BAITARANI ROAD branch code.
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