JAKABranch Code: BUDRAJ

Jammu and Kashmir Bank Budhal Branch IFSC Code: JAKA0BUDRAJ

Branch Code: BUDRAJ | RAJOURI, RAJOURI, JAMMU AND KASHMIR

Primary IFSC Code

JAKA0BUDRAJ

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, Budhal branch in RAJOURI, JAMMU AND KASHMIR is JAKA0BUDRAJ. The MICR code for cheque clearance is 185051016.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Jammu and Kashmir Bank
Branch Name: BUDHAL
MICR Code: 185051016
City / District: RAJOURI (RAJOURI)
State: JAMMU AND KASHMIR
Postal Pincode: N/A

Full Branch Address

THE. KOTRANKA

Contact & Customer Care

Phone: +919419155647

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Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in JAMMU AND KASHMIR:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).

JAMMU AND KASHMIR Holiday Calendar 2026

Customer Support & Helplines24x7 Toll-Free

Jammu and Kashmir Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

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Local Financial Pulse: RAJOURI, JAMMU AND KASHMIR

Daily Benchmark Commodity Rates

24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: JAKA0BUDRAJ

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JAKABank Identifier

First 4 alphabetic characters identify Jammu and Kashmir Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

BUDRAJBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0BUDRAJ)

Which bank does IFSC Code JAKA0BUDRAJ belong to?

IFSC Code JAKA0BUDRAJ belongs to Jammu and Kashmir Bank for its BUDHAL branch, located in RAJOURI, JAMMU AND KASHMIR. The 4-letter prefix 'JAKA' represents Jammu and Kashmir Bank.

What is the IFSC Code for Jammu and Kashmir Bank BUDHAL branch?

The IFSC Code for Jammu and Kashmir Bank BUDHAL branch in RAJOURI, JAMMU AND KASHMIR is JAKA0BUDRAJ. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jammu and Kashmir Bank BUDHAL branch?

The branch is located at: THE. KOTRANKA, RAJOURI, JAMMU AND KASHMIR.

What is the MICR Code for Jammu and Kashmir Bank BUDHAL?

The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank BUDHAL is 185051016.

How can I contact Jammu and Kashmir Bank BUDHAL branch?

You can contact the branch at: Phone: +919419155647. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.

How to decipher the IFSC code JAKA0BUDRAJ?

The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'BUDRAJ' represent the specific BUDHAL branch code.