JAKABranch Code: CHAGAM

Jammu and Kashmir Bank IFSC Code

CHOWGAM Branch, KULGAM, KULGAM, JAMMU AND KASHMIR

Primary IFSC Code

JAKA0CHAGAM

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, CHOWGAM branch in KULGAM, JAMMU AND KASHMIR is JAKA0CHAGAM. The MICR code for cheque clearance is 192051309.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Jammu and Kashmir Bank
Branch Name: CHOWGAM
MICR Code: 192051309
City / District: KULGAM (KULGAM)
State: JAMMU AND KASHMIR
Postal Pincode: N/A

Full Branch Address

CHOWGAM

Contact Details

Phone: +919419945351

How to Read IFSC Code: JAKA0CHAGAM

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JAKABank Identifier

First 4 alphabetic characters identify Jammu and Kashmir Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

CHAGAMBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0CHAGAM)

What is the IFSC Code for Jammu and Kashmir Bank CHOWGAM branch?

The IFSC Code for Jammu and Kashmir Bank CHOWGAM branch in KULGAM, JAMMU AND KASHMIR is JAKA0CHAGAM. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jammu and Kashmir Bank CHOWGAM branch?

The branch is located at: CHOWGAM, KULGAM, JAMMU AND KASHMIR.

What is the MICR Code for Jammu and Kashmir Bank CHOWGAM?

The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank CHOWGAM is 192051309.

How can I contact Jammu and Kashmir Bank CHOWGAM branch?

You can contact the branch at: Phone: +919419945351. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.

How to decipher the IFSC code JAKA0CHAGAM?

The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'CHAGAM' represent the specific CHOWGAM branch code.