Jammu and Kashmir Bank Chandigarh University Gharaun Branch IFSC Code: JAKA0GHARUN
Branch Code: GHARUN | SAS NAGAR, SAS NAGAR, Punjab
The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, Chandigarh University Gharaun branch in SAS NAGAR, Punjab is JAKA0GHARUN. The MICR code for cheque clearance is 160051005.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Jammu and Kashmir Bank
- Branch Name
- CHANDIGARH UNIVERSITY GHARAUN
- MICR Code
- City / District
- SAS NAGAR (SAS NAGAR)
- State
- Punjab
- Postal Pincode
- 140413
CHANDIGARH UNIVERSITY, GHARAUN CAMPUS, LUDHIANA ROAD, SAS NAGAR MOHALI (PUNJAB) - 140413, Pincode: 140413
How to Read IFSC Code: JAKA0GHARUN
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Jammu and Kashmir Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0GHARUN)
Which bank does IFSC Code JAKA0GHARUN belong to?
IFSC Code JAKA0GHARUN belongs to Jammu and Kashmir Bank for its CHANDIGARH UNIVERSITY GHARAUN branch, located in SAS NAGAR, Punjab. The 4-letter prefix 'JAKA' represents Jammu and Kashmir Bank.
What is the IFSC Code for Jammu and Kashmir Bank CHANDIGARH UNIVERSITY GHARAUN branch?
The IFSC Code for Jammu and Kashmir Bank CHANDIGARH UNIVERSITY GHARAUN branch in SAS NAGAR, Punjab is JAKA0GHARUN. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Jammu and Kashmir Bank CHANDIGARH UNIVERSITY GHARAUN branch?
The branch is located at: CHANDIGARH UNIVERSITY, GHARAUN CAMPUS, LUDHIANA ROAD, SAS NAGAR MOHALI (PUNJAB) - 140413, Pincode: 140413, SAS NAGAR, Punjab.
What is the MICR Code for Jammu and Kashmir Bank CHANDIGARH UNIVERSITY GHARAUN?
The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank CHANDIGARH UNIVERSITY GHARAUN is 160051005.
How can I contact Jammu and Kashmir Bank CHANDIGARH UNIVERSITY GHARAUN branch?
You can contact the branch at: Phone: +919906399347. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.
How to decipher the IFSC code JAKA0GHARUN?
The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'GHARUN' represent the specific CHANDIGARH UNIVERSITY GHARAUN branch code.
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