Jammu and Kashmir Bank IFSC Code
CHAURA BAZAR LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab
The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, CHAURA BAZAR LUDHIANA branch in LUDHIANA, Punjab is JAKA0LUDHIA. The MICR code for cheque clearance is 141051002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Jammu and Kashmir Bank
- Branch Name
- CHAURA BAZAR LUDHIANA
- MICR Code
- City / District
- LUDHIANA (LUDHIANA)
- State
- Punjab
- Postal Pincode
- N/A
LUDHIANA
How to Read IFSC Code: JAKA0LUDHIA
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Jammu and Kashmir Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0LUDHIA)
What is the IFSC Code for Jammu and Kashmir Bank CHAURA BAZAR LUDHIANA branch?
The IFSC Code for Jammu and Kashmir Bank CHAURA BAZAR LUDHIANA branch in LUDHIANA, Punjab is JAKA0LUDHIA. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Jammu and Kashmir Bank CHAURA BAZAR LUDHIANA branch?
The branch is located at: LUDHIANA, LUDHIANA, Punjab.
What is the MICR Code for Jammu and Kashmir Bank CHAURA BAZAR LUDHIANA?
The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank CHAURA BAZAR LUDHIANA is 141051002.
How can I contact Jammu and Kashmir Bank CHAURA BAZAR LUDHIANA branch?
You can contact the branch at: Phone: +911612750213. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.
How to decipher the IFSC code JAKA0LUDHIA?
The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'LUDHIA' represent the specific CHAURA BAZAR LUDHIANA branch code.
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