Jammu and Kashmir Bank IFSC Code
PHAGWARA Branch, KAPURTHALA, KAPURTHALA, Punjab
The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, PHAGWARA branch in KAPURTHALA, Punjab is JAKA0PAGWAR. The MICR code for cheque clearance is 144051712.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Jammu and Kashmir Bank
- Branch Name
- PHAGWARA
- MICR Code
- City / District
- KAPURTHALA (KAPURTHALA)
- State
- Punjab
- Postal Pincode
- N/A
OPP. HANUMAN GARHI,
How to Read IFSC Code: JAKA0PAGWAR
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Jammu and Kashmir Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0PAGWAR)
What is the IFSC Code for Jammu and Kashmir Bank PHAGWARA branch?
The IFSC Code for Jammu and Kashmir Bank PHAGWARA branch in KAPURTHALA, Punjab is JAKA0PAGWAR. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Jammu and Kashmir Bank PHAGWARA branch?
The branch is located at: OPP. HANUMAN GARHI,, KAPURTHALA, Punjab.
What is the MICR Code for Jammu and Kashmir Bank PHAGWARA?
The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank PHAGWARA is 144051712.
How can I contact Jammu and Kashmir Bank PHAGWARA branch?
You can contact the branch at: Phone: +91182264648. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.
How to decipher the IFSC code JAKA0PAGWAR?
The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'PAGWAR' represent the specific PHAGWARA branch code.
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