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JAKABranch Code: SAWJAN

Jammu and Kashmir Bank IFSC Code

SAWJIAN POONCH Branch, POONCH, POONCH, JAMMU AND KASHMIR

Primary IFSC Code
JAKA0SAWJAN
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, SAWJIAN POONCH branch in POONCH, JAMMU AND KASHMIR is JAKA0SAWJAN. The MICR code for cheque clearance is 185051127.

Branch Fact Sheet & Electronic Routing Details

Branch Name
SAWJIAN POONCH
MICR Code
City / District
POONCH (POONCH)
Postal Pincode
185102
Full Branch Address

SAWJIAN, GAGERIAN, TEHSIL MANDI DITRICT POONCH PINCODE 185102, Pincode: 185102

Contact Details
Phone: +919697652008

How to Read IFSC Code: JAKA0SAWJAN

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JAKABank Identifier

First 4 alphabetic characters identify Jammu and Kashmir Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

SAWJANBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0SAWJAN)

What is the IFSC Code for Jammu and Kashmir Bank SAWJIAN POONCH branch?

The IFSC Code for Jammu and Kashmir Bank SAWJIAN POONCH branch in POONCH, JAMMU AND KASHMIR is JAKA0SAWJAN. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jammu and Kashmir Bank SAWJIAN POONCH branch?

The branch is located at: SAWJIAN, GAGERIAN, TEHSIL MANDI DITRICT POONCH PINCODE 185102, Pincode: 185102, POONCH, JAMMU AND KASHMIR.

What is the MICR Code for Jammu and Kashmir Bank SAWJIAN POONCH?

The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank SAWJIAN POONCH is 185051127.

How can I contact Jammu and Kashmir Bank SAWJIAN POONCH branch?

You can contact the branch at: Phone: +919697652008. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.

How to decipher the IFSC code JAKA0SAWJAN?

The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SAWJAN' represent the specific SAWJIAN POONCH branch code.