Jammu and Kashmir Bank IFSC Code
SUMERBUGH Branch, BADGAM, BADGAM, JAMMU AND KASHMIR
The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, SUMERBUGH branch in BADGAM, JAMMU AND KASHMIR is JAKA0SUMERB. The MICR code for cheque clearance is 191051043.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Jammu and Kashmir Bank
- Branch Name
- SUMERBUGH
- MICR Code
- City / District
- BADGAM (BADGAM)
- State
- JAMMU AND KASHMIR
- Postal Pincode
- 191101
SUMERBUGH LASJAN, BUDGAM, KASHMIR, JK PIN 191101, Pincode: 191101
How to Read IFSC Code: JAKA0SUMERB
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Jammu and Kashmir Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0SUMERB)
What is the IFSC Code for Jammu and Kashmir Bank SUMERBUGH branch?
The IFSC Code for Jammu and Kashmir Bank SUMERBUGH branch in BADGAM, JAMMU AND KASHMIR is JAKA0SUMERB. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Jammu and Kashmir Bank SUMERBUGH branch?
The branch is located at: SUMERBUGH LASJAN, BUDGAM, KASHMIR, JK PIN 191101, Pincode: 191101, BADGAM, JAMMU AND KASHMIR.
What is the MICR Code for Jammu and Kashmir Bank SUMERBUGH?
The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank SUMERBUGH is 191051043.
How can I contact Jammu and Kashmir Bank SUMERBUGH branch?
You can contact the branch at: Phone: +919858449537. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.
How to decipher the IFSC code JAKA0SUMERB?
The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SUMERB' represent the specific SUMERBUGH branch code.
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