JSBPBranch Code: 000023

Janata Sahakari Bank (Pune) IFSC Code

SHIVAJI NAGAR RATNAGIRI Branch, RATNAGIRI, RATNAGIRI, Maharashtra

Primary IFSC Code

JSBP0000023

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Janata Sahakari Bank (Pune), SHIVAJI NAGAR RATNAGIRI branch in RATNAGIRI, Maharashtra is JSBP0000023. The MICR code for cheque clearance is 415074052.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Janata Sahakari Bank (Pune)
Branch Name: SHIVAJI NAGAR RATNAGIRI
MICR Code: 415074052
City / District: RATNAGIRI (RATNAGIRI)
State: Maharashtra
Postal Pincode: 415612

Full Branch Address

S.NO. 234 (PART), C.T.S.NO -. 168,NACHANE GAON, RATNAGIRI - 415612.,E-MAIL SHIVAJINAGARRATNAGIRI AT JANATABANKPUNE.COM, Pincode: 415612

Contact Details

Phone: +912352222621

How to Read IFSC Code: JSBP0000023

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JSBPBank Identifier

First 4 alphabetic characters identify Janata Sahakari Bank (Pune).

0Control Character

5th character is always numeral '0', reserved for future use.

000023Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Janata Sahakari Bank (Pune) (JSBP0000023)

What is the IFSC Code for Janata Sahakari Bank (Pune) SHIVAJI NAGAR RATNAGIRI branch?

The IFSC Code for Janata Sahakari Bank (Pune) SHIVAJI NAGAR RATNAGIRI branch in RATNAGIRI, Maharashtra is JSBP0000023. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Janata Sahakari Bank (Pune) SHIVAJI NAGAR RATNAGIRI branch?

The branch is located at: S.NO. 234 (PART), C.T.S.NO -. 168,NACHANE GAON, RATNAGIRI - 415612.,E-MAIL SHIVAJINAGARRATNAGIRI AT JANATABANKPUNE.COM, Pincode: 415612, RATNAGIRI, Maharashtra.

What is the MICR Code for Janata Sahakari Bank (Pune) SHIVAJI NAGAR RATNAGIRI?

The MICR Code for electronic cheque clearing at Janata Sahakari Bank (Pune) SHIVAJI NAGAR RATNAGIRI is 415074052.

How can I contact Janata Sahakari Bank (Pune) SHIVAJI NAGAR RATNAGIRI branch?

You can contact the branch at: Phone: +912352222621. For official national customer care, refer to Janata Sahakari Bank (Pune)'s official banking channels.

How to decipher the IFSC code JSBP0000023?

The first 4 characters 'JSBP' represent Janata Sahakari Bank (Pune). The 5th character is '0' reserved for future use. The last 6 characters '000023' represent the specific SHIVAJI NAGAR RATNAGIRI branch code.