JSFBBranch Code: 003102

Jana Small Finance Bank IFSC Code

VARACHA Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

JSFB0003102

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jana Small Finance Bank, VARACHA branch in SURAT, Gujarat is JSFB0003102. The MICR code for cheque clearance is 395788006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Jana Small Finance Bank
Branch Name: VARACHA
MICR Code: 395788006
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: 395006

Full Branch Address

JANA SMALL FINANCE BANK LTD,PLOT NO.407,408,4TH FLOOR,SWASTIC PLAZA,WARD NO.356,YOGI CHOWK,VARACHHA,SURAT,GUJARAT -395006, Pincode: 395006

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: JSFB0003102

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JSFBBank Identifier

First 4 alphabetic characters identify Jana Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003102Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Jana Small Finance Bank (JSFB0003102)

What is the IFSC Code for Jana Small Finance Bank VARACHA branch?

The IFSC Code for Jana Small Finance Bank VARACHA branch in SURAT, Gujarat is JSFB0003102. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jana Small Finance Bank VARACHA branch?

The branch is located at: JANA SMALL FINANCE BANK LTD,PLOT NO.407,408,4TH FLOOR,SWASTIC PLAZA,WARD NO.356,YOGI CHOWK,VARACHHA,SURAT,GUJARAT -395006, Pincode: 395006, SURAT, Gujarat.

What is the MICR Code for Jana Small Finance Bank VARACHA?

The MICR Code for electronic cheque clearing at Jana Small Finance Bank VARACHA is 395788006.

How to decipher the IFSC code JSFB0003102?

The first 4 characters 'JSFB' represent Jana Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '003102' represent the specific VARACHA branch code.