JSFBBranch Code: 004585

Jana Small Finance Bank IFSC Code

LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

JSFB0004585

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jana Small Finance Bank, LUDHIANA branch in LUDHIANA, Punjab is JSFB0004585. The MICR code for cheque clearance is 141788002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Jana Small Finance Bank
Branch Name: LUDHIANA
MICR Code: 141788002
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141001

Full Branch Address

GROUND FLOOR, SHANGHAI TOWER, SHOP CUM FLAT NO 13, FEROZ GANDHI MARKET, MUNICIPAL COUNCIL NO B26, LUDHIANA PUNJAB,PIN 141001, Pincode: 141001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: JSFB0004585

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JSFBBank Identifier

First 4 alphabetic characters identify Jana Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004585Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Jana Small Finance Bank (JSFB0004585)

What is the IFSC Code for Jana Small Finance Bank LUDHIANA branch?

The IFSC Code for Jana Small Finance Bank LUDHIANA branch in LUDHIANA, Punjab is JSFB0004585. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jana Small Finance Bank LUDHIANA branch?

The branch is located at: GROUND FLOOR, SHANGHAI TOWER, SHOP CUM FLAT NO 13, FEROZ GANDHI MARKET, MUNICIPAL COUNCIL NO B26, LUDHIANA PUNJAB,PIN 141001, Pincode: 141001, LUDHIANA, Punjab.

What is the MICR Code for Jana Small Finance Bank LUDHIANA?

The MICR Code for electronic cheque clearing at Jana Small Finance Bank LUDHIANA is 141788002.

How to decipher the IFSC code JSFB0004585?

The first 4 characters 'JSFB' represent Jana Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '004585' represent the specific LUDHIANA branch code.