JSFBBranch Code: 004786

Jana Small Finance Bank IFSC Code

GAYA Branch, GAYA, GAYA, BIHAR

Primary IFSC Code

JSFB0004786

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jana Small Finance Bank, GAYA branch in GAYA, BIHAR is JSFB0004786. The MICR code for cheque clearance is 823788002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Jana Small Finance Bank
Branch Name: GAYA
MICR Code: 823788002
City / District: GAYA (GAYA)
State: BIHAR
Postal Pincode: 823001

Full Branch Address

GAYATRI COMPLEX,LAHERIA TOLA,LAHERIA TOLA ROAD,P.S KOTWALI THANA,DISTT.GAYA 823001 BIHAR, Pincode: 823001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: JSFB0004786

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JSFBBank Identifier

First 4 alphabetic characters identify Jana Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004786Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Jana Small Finance Bank (JSFB0004786)

What is the IFSC Code for Jana Small Finance Bank GAYA branch?

The IFSC Code for Jana Small Finance Bank GAYA branch in GAYA, BIHAR is JSFB0004786. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jana Small Finance Bank GAYA branch?

The branch is located at: GAYATRI COMPLEX,LAHERIA TOLA,LAHERIA TOLA ROAD,P.S KOTWALI THANA,DISTT.GAYA 823001 BIHAR, Pincode: 823001, GAYA, BIHAR.

What is the MICR Code for Jana Small Finance Bank GAYA?

The MICR Code for electronic cheque clearing at Jana Small Finance Bank GAYA is 823788002.

How to decipher the IFSC code JSFB0004786?

The first 4 characters 'JSFB' represent Jana Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '004786' represent the specific GAYA branch code.