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JSFBBranch Code: 004989

Jana Small Finance Bank Bhagwanpur Branch IFSC Code: JSFB0004989

Branch Code: 004989 | VAISHALI, VAISHALI, BIHAR

Primary IFSC Code
JSFB0004989
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jana Small Finance Bank, Bhagwanpur branch in VAISHALI, BIHAR is JSFB0004989. The MICR code for cheque clearance is 844788002.

Branch Fact Sheet & Electronic Routing Details

Branch Name
BHAGWANPUR
MICR Code
City / District
VAISHALI (VAISHALI)
State
BIHAR
Postal Pincode
844144
Full Branch Address

JANA SMALL FINANCE BANK LTD,GROUND FLOOR,NH-22,NEAR SAHU MISHTHAN BHANDAR,OPP.HDFC BANK,VILLAGE -KIRATPUR RAJA RAM,TALUKA-BHAGWANPUR,DIST.- VAISHALI,BIHAR - 844144, Pincode: 844144

Contact & Customer Care

How to Read IFSC Code: JSFB0004989

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JSFBBank Identifier

First 4 alphabetic characters identify Jana Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004989Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Jana Small Finance Bank (JSFB0004989)

Which bank does IFSC Code JSFB0004989 belong to?

IFSC Code JSFB0004989 belongs to Jana Small Finance Bank for its BHAGWANPUR branch, located in VAISHALI, BIHAR. The 4-letter prefix 'JSFB' represents Jana Small Finance Bank.

What is the IFSC Code for Jana Small Finance Bank BHAGWANPUR branch?

The IFSC Code for Jana Small Finance Bank BHAGWANPUR branch in VAISHALI, BIHAR is JSFB0004989. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jana Small Finance Bank BHAGWANPUR branch?

The branch is located at: JANA SMALL FINANCE BANK LTD,GROUND FLOOR,NH-22,NEAR SAHU MISHTHAN BHANDAR,OPP.HDFC BANK,VILLAGE -KIRATPUR RAJA RAM,TALUKA-BHAGWANPUR,DIST.- VAISHALI,BIHAR - 844144, Pincode: 844144, VAISHALI, BIHAR.

What is the MICR Code for Jana Small Finance Bank BHAGWANPUR?

The MICR Code for electronic cheque clearing at Jana Small Finance Bank BHAGWANPUR is 844788002.

How to decipher the IFSC code JSFB0004989?

The first 4 characters 'JSFB' represent Jana Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '004989' represent the specific BHAGWANPUR branch code.

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