KARBBranch Code: 000195

Karnataka Bank IFSC Code

DHARWAD-SDMC ,E.C Branch, DHARWAD, DHARWAD, Karnataka

Primary IFSC Code

KARB0000195

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Bank, DHARWAD-SDMC ,E.C branch in DHARWAD, Karnataka is KARB0000195. The MICR code for cheque clearance is 580052302.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Bank
Branch Name: DHARWAD-SDMC ,E.C
MICR Code: 580052302
City / District: DHARWAD (DHARWAD)
State: Karnataka
Postal Pincode: 580001

Full Branch Address

S.D.M.COLLEGE OF ENG & TECHNOLOGY CAMPUS,VIJAYA ROAD,DHARWAD, PIN - 580001., Pincode: 580001

Contact Details

Phone: +918362216051

How to Read IFSC Code: KARB0000195

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KARBBank Identifier

First 4 alphabetic characters identify Karnataka Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000195Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karnataka Bank (KARB0000195)

What is the IFSC Code for Karnataka Bank DHARWAD-SDMC ,E.C branch?

The IFSC Code for Karnataka Bank DHARWAD-SDMC ,E.C branch in DHARWAD, Karnataka is KARB0000195. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Bank DHARWAD-SDMC ,E.C branch?

The branch is located at: S.D.M.COLLEGE OF ENG & TECHNOLOGY CAMPUS,VIJAYA ROAD,DHARWAD, PIN - 580001., Pincode: 580001, DHARWAD, Karnataka.

What is the MICR Code for Karnataka Bank DHARWAD-SDMC ,E.C?

The MICR Code for electronic cheque clearing at Karnataka Bank DHARWAD-SDMC ,E.C is 580052302.

How can I contact Karnataka Bank DHARWAD-SDMC ,E.C branch?

You can contact the branch at: Phone: +918362216051. For official national customer care, refer to Karnataka Bank's official banking channels.

How to decipher the IFSC code KARB0000195?

The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000195' represent the specific DHARWAD-SDMC ,E.C branch code.