KARBBranch Code: 000490

Karnataka Bank IFSC Code

MARGAO GOA Branch, MARGOA, MARGOA, GOA

Primary IFSC Code

KARB0000490

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Bank, MARGAO GOA branch in MARGOA, GOA is KARB0000490. The MICR code for cheque clearance is 403052004.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Bank
Branch Name: MARGAO GOA
MICR Code: 403052004
City / District: MARGOA (MARGOA)
State: GOA
Postal Pincode: 403601

Full Branch Address

MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601, Pincode: 403601

Contact Details

Phone: +918322730979

How to Read IFSC Code: KARB0000490

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KARBBank Identifier

First 4 alphabetic characters identify Karnataka Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000490Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karnataka Bank (KARB0000490)

What is the IFSC Code for Karnataka Bank MARGAO GOA branch?

The IFSC Code for Karnataka Bank MARGAO GOA branch in MARGOA, GOA is KARB0000490. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Bank MARGAO GOA branch?

The branch is located at: MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601, Pincode: 403601, MARGOA, GOA.

What is the MICR Code for Karnataka Bank MARGAO GOA?

The MICR Code for electronic cheque clearing at Karnataka Bank MARGAO GOA is 403052004.

How can I contact Karnataka Bank MARGAO GOA branch?

You can contact the branch at: Phone: +918322730979. For official national customer care, refer to Karnataka Bank's official banking channels.

How to decipher the IFSC code KARB0000490?

The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000490' represent the specific MARGAO GOA branch code.