KARBBranch Code: 000640

Karnataka Bank IFSC Code

PAYYANNUR Branch, PAYYANNUR, PAYYANNUR, KERALA

Primary IFSC Code

KARB0000640

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Bank, PAYYANNUR branch in PAYYANNUR, KERALA is KARB0000640. The MICR code for cheque clearance is 670052152.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Bank
Branch Name: PAYYANNUR
MICR Code: 670052152
City / District: PAYYANNUR (PAYYANNUR)
State: KERALA
Postal Pincode: 670307

Full Branch Address

FIRST FLOOR,CITY TOWER,NEW BUS STAND ROAD,NEW PAYYANNUR MUNCIPALITY,PAYYANNUR-670307, Pincode: 670307

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: KARB0000640

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KARBBank Identifier

First 4 alphabetic characters identify Karnataka Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000640Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karnataka Bank (KARB0000640)

What is the IFSC Code for Karnataka Bank PAYYANNUR branch?

The IFSC Code for Karnataka Bank PAYYANNUR branch in PAYYANNUR, KERALA is KARB0000640. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Bank PAYYANNUR branch?

The branch is located at: FIRST FLOOR,CITY TOWER,NEW BUS STAND ROAD,NEW PAYYANNUR MUNCIPALITY,PAYYANNUR-670307, Pincode: 670307, PAYYANNUR, KERALA.

What is the MICR Code for Karnataka Bank PAYYANNUR?

The MICR Code for electronic cheque clearing at Karnataka Bank PAYYANNUR is 670052152.

How to decipher the IFSC code KARB0000640?

The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000640' represent the specific PAYYANNUR branch code.