KARBBranch Code: 000681

Karnataka Bank IFSC Code

PENUGONDA Branch, PENUGONDA, PENUGONDA, ANDHRA PRADESH

Primary IFSC Code

KARB0000681

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Bank, PENUGONDA branch in PENUGONDA, ANDHRA PRADESH is KARB0000681. The MICR code for cheque clearance is 534052003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Bank
Branch Name: PENUGONDA
MICR Code: 534052003
City / District: PENUGONDA (PENUGONDA)
State: ANDHRA PRADESH
Postal Pincode: 534320

Full Branch Address

D.NO.19-114. GROUND FLOOR, SIVALINGAM STREET, GANDHIBOMMA ROAD, OPP.CANARA BANK, PENUGONDA-534320, Pincode: 534320

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: KARB0000681

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KARBBank Identifier

First 4 alphabetic characters identify Karnataka Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000681Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karnataka Bank (KARB0000681)

What is the IFSC Code for Karnataka Bank PENUGONDA branch?

The IFSC Code for Karnataka Bank PENUGONDA branch in PENUGONDA, ANDHRA PRADESH is KARB0000681. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Bank PENUGONDA branch?

The branch is located at: D.NO.19-114. GROUND FLOOR, SIVALINGAM STREET, GANDHIBOMMA ROAD, OPP.CANARA BANK, PENUGONDA-534320, Pincode: 534320, PENUGONDA, ANDHRA PRADESH.

What is the MICR Code for Karnataka Bank PENUGONDA?

The MICR Code for electronic cheque clearing at Karnataka Bank PENUGONDA is 534052003.

How to decipher the IFSC code KARB0000681?

The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000681' represent the specific PENUGONDA branch code.