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KARBBranch Code: 000696

Karnataka Bank Surat Adajan Branch IFSC Code: KARB0000696

Branch Code: 000696 | SURAT, SURAT, Gujarat

Primary IFSC Code
KARB0000696
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Bank, Surat Adajan branch in SURAT, Gujarat is KARB0000696. The MICR code for cheque clearance is 395052003.

Branch Fact Sheet & Electronic Routing Details

Branch Name
SURAT-ADAJAN
MICR Code
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
N/A
Full Branch Address

SHOP NO.3,SAPPHIRE BUSINESS HUB,GREEN CITY ROAD,ADAJAN

Contact & Customer Care

How to Read IFSC Code: KARB0000696

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KARBBank Identifier

First 4 alphabetic characters identify Karnataka Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000696Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Karnataka Bank (KARB0000696)

Which bank does IFSC Code KARB0000696 belong to?

IFSC Code KARB0000696 belongs to Karnataka Bank for its SURAT-ADAJAN branch, located in SURAT, Gujarat. The 4-letter prefix 'KARB' represents Karnataka Bank.

What is the IFSC Code for Karnataka Bank SURAT-ADAJAN branch?

The IFSC Code for Karnataka Bank SURAT-ADAJAN branch in SURAT, Gujarat is KARB0000696. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Bank SURAT-ADAJAN branch?

The branch is located at: SHOP NO.3,SAPPHIRE BUSINESS HUB,GREEN CITY ROAD,ADAJAN, SURAT, Gujarat.

What is the MICR Code for Karnataka Bank SURAT-ADAJAN?

The MICR Code for electronic cheque clearing at Karnataka Bank SURAT-ADAJAN is 395052003.

How can I contact Karnataka Bank SURAT-ADAJAN branch?

You can contact the branch at: Phone: +912612363063. For official national customer care, refer to Karnataka Bank's official banking channels.

How to decipher the IFSC code KARB0000696?

The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000696' represent the specific SURAT-ADAJAN branch code.