KARBBranch Code: 000870

Karnataka Bank IFSC Code

VIRAR-WEST Branch, VIRAR, VIRAR, Maharashtra

Primary IFSC Code

KARB0000870

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Bank, VIRAR-WEST branch in VIRAR, Maharashtra is KARB0000870. The MICR code for cheque clearance is 401052002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Bank
Branch Name: VIRAR-WEST
MICR Code: 401052002
City / District: VIRAR (VIRAR)
State: Maharashtra
Postal Pincode: 401303

Full Branch Address

SHOP NO 26,27 AND 28, BLU PEARL, SECTOR K2, CHIKHAL DONGARE ROAD, GLOBAL CITY, VIRAR WEST-401303 VASAI TALUK PALGHAR DISTRICT, MAHARASHTRA, Pincode: 401303

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: KARB0000870

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KARBBank Identifier

First 4 alphabetic characters identify Karnataka Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000870Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karnataka Bank (KARB0000870)

What is the IFSC Code for Karnataka Bank VIRAR-WEST branch?

The IFSC Code for Karnataka Bank VIRAR-WEST branch in VIRAR, Maharashtra is KARB0000870. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Bank VIRAR-WEST branch?

The branch is located at: SHOP NO 26,27 AND 28, BLU PEARL, SECTOR K2, CHIKHAL DONGARE ROAD, GLOBAL CITY, VIRAR WEST-401303 VASAI TALUK PALGHAR DISTRICT, MAHARASHTRA, Pincode: 401303, VIRAR, Maharashtra.

What is the MICR Code for Karnataka Bank VIRAR-WEST?

The MICR Code for electronic cheque clearing at Karnataka Bank VIRAR-WEST is 401052002.

How to decipher the IFSC code KARB0000870?

The first 4 characters 'KARB' represent Karnataka Bank. The 5th character is '0' reserved for future use. The last 6 characters '000870' represent the specific VIRAR-WEST branch code.