KKBKBranch Code: 002889

Kotak Mahindra Bank IFSC Code

SURAT - MOTA VARACCHA Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

KKBK0002889

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kotak Mahindra Bank, SURAT - MOTA VARACCHA branch in SURAT, Gujarat is KKBK0002889. The MICR code for cheque clearance is 394485004.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Kotak Mahindra Bank
Branch Name: SURAT - MOTA VARACCHA
MICR Code: 394485004
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: 394101

Full Branch Address

KOTAK MAHINDRA BANK LTD, SHOP NO G -1 & 103 & 104, OXYGEN HOUSE, SUDAMA CHOWK, MOTA VARACCHA, SURAT - 394101. GUJARAT, Pincode: 394101

Contact Details

Phone: +9118004100

How to Read IFSC Code: KKBK0002889

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KKBKBank Identifier

First 4 alphabetic characters identify Kotak Mahindra Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002889Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Kotak Mahindra Bank (KKBK0002889)

What is the IFSC Code for Kotak Mahindra Bank SURAT - MOTA VARACCHA branch?

The IFSC Code for Kotak Mahindra Bank SURAT - MOTA VARACCHA branch in SURAT, Gujarat is KKBK0002889. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kotak Mahindra Bank SURAT - MOTA VARACCHA branch?

The branch is located at: KOTAK MAHINDRA BANK LTD, SHOP NO G -1 & 103 & 104, OXYGEN HOUSE, SUDAMA CHOWK, MOTA VARACCHA, SURAT - 394101. GUJARAT, Pincode: 394101, SURAT, Gujarat.

What is the MICR Code for Kotak Mahindra Bank SURAT - MOTA VARACCHA?

The MICR Code for electronic cheque clearing at Kotak Mahindra Bank SURAT - MOTA VARACCHA is 394485004.

How can I contact Kotak Mahindra Bank SURAT - MOTA VARACCHA branch?

You can contact the branch at: Phone: +9118004100. For official national customer care, refer to Kotak Mahindra Bank's official banking channels.

How to decipher the IFSC code KKBK0002889?

The first 4 characters 'KKBK' represent Kotak Mahindra Bank. The 5th character is '0' reserved for future use. The last 6 characters '002889' represent the specific SURAT - MOTA VARACCHA branch code.