KLGBBranch Code: 040123

Kerala Gramin Bank Kavumannam Branch IFSC Code: KLGB0040123

Branch Code: 040123 | WAYANAD, WAYANAD, KERALA

Primary IFSC Code

KLGB0040123

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kerala Gramin Bank, Kavumannam branch in WAYANAD, KERALA is KLGB0040123. The MICR code for cheque clearance is 673480204.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Kerala Gramin Bank
Branch Name: KAVUMANNAM
MICR Code: 673480204
City / District: WAYANAD (WAYANAD)
State: KERALA
Postal Pincode: 673121

Full Branch Address

KAVUMANNAM P.O.KAVUMANNAMWYNAD DT,PIN 673121, Pincode: 673121

Contact & Customer Care

Phone: +914936250457

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How to Read IFSC Code: KLGB0040123

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KLGBBank Identifier

First 4 alphabetic characters identify Kerala Gramin Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

040123Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Kerala Gramin Bank (KLGB0040123)

Which bank does IFSC Code KLGB0040123 belong to?

IFSC Code KLGB0040123 belongs to Kerala Gramin Bank for its KAVUMANNAM branch, located in WAYANAD, KERALA. The 4-letter prefix 'KLGB' represents Kerala Gramin Bank.

What is the IFSC Code for Kerala Gramin Bank KAVUMANNAM branch?

The IFSC Code for Kerala Gramin Bank KAVUMANNAM branch in WAYANAD, KERALA is KLGB0040123. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kerala Gramin Bank KAVUMANNAM branch?

The branch is located at: KAVUMANNAM P.O.KAVUMANNAMWYNAD DT,PIN 673121, Pincode: 673121, WAYANAD, KERALA.

What is the MICR Code for Kerala Gramin Bank KAVUMANNAM?

The MICR Code for electronic cheque clearing at Kerala Gramin Bank KAVUMANNAM is 673480204.

How can I contact Kerala Gramin Bank KAVUMANNAM branch?

You can contact the branch at: Phone: +914936250457. For official national customer care, refer to Kerala Gramin Bank's official banking channels.

How to decipher the IFSC code KLGB0040123?

The first 4 characters 'KLGB' represent Kerala Gramin Bank. The 5th character is '0' reserved for future use. The last 6 characters '040123' represent the specific KAVUMANNAM branch code.