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KLGBBranch Code: 040188

Kerala Gramin Bank Pandikkad Branch IFSC Code: KLGB0040188

Branch Code: 040188 | MALAPPURAM, MALAPPURAM, KERALA

Primary IFSC Code
KLGB0040188
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kerala Gramin Bank, Pandikkad branch in MALAPPURAM, KERALA is KLGB0040188. The MICR code for cheque clearance is 676480058.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PANDIKKAD
MICR Code
State
KERALA
Postal Pincode
676521
Full Branch Address

PANDIKKAD P.O.PANDIKKAD MALAPPURAM DT,PIN 676521, Pincode: 676521

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in KERALA:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Customer Support & Helplines24x7 Toll-Free

Kerala Gramin Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: MALAPPURAM, KERALA

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: KLGB0040188

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KLGBBank Identifier

First 4 alphabetic characters identify Kerala Gramin Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

040188Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Kerala Gramin Bank (KLGB0040188)

Which bank does IFSC Code KLGB0040188 belong to?

IFSC Code KLGB0040188 belongs to Kerala Gramin Bank for its PANDIKKAD branch, located in MALAPPURAM, KERALA. The 4-letter prefix 'KLGB' represents Kerala Gramin Bank.

What is the IFSC Code for Kerala Gramin Bank PANDIKKAD branch?

The IFSC Code for Kerala Gramin Bank PANDIKKAD branch in MALAPPURAM, KERALA is KLGB0040188. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kerala Gramin Bank PANDIKKAD branch?

The branch is located at: PANDIKKAD P.O.PANDIKKAD MALAPPURAM DT,PIN 676521, Pincode: 676521, MALAPPURAM, KERALA.

What is the MICR Code for Kerala Gramin Bank PANDIKKAD?

The MICR Code for electronic cheque clearing at Kerala Gramin Bank PANDIKKAD is 676480058.

How can I contact Kerala Gramin Bank PANDIKKAD branch?

You can contact the branch at: Phone: +914832783246. For official national customer care, refer to Kerala Gramin Bank's official banking channels.

How to decipher the IFSC code KLGB0040188?

The first 4 characters 'KLGB' represent Kerala Gramin Bank. The 5th character is '0' reserved for future use. The last 6 characters '040188' represent the specific PANDIKKAD branch code.