KLGBBranch Code: 040389

Kerala Gramin Bank IFSC Code

KUMILI Branch, IDUKKI, IDUKKI, KERALA

Primary IFSC Code

KLGB0040389

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kerala Gramin Bank, KUMILI branch in IDUKKI, KERALA is KLGB0040389. The MICR code for cheque clearance is 685480204.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Kerala Gramin Bank
Branch Name: KUMILI
MICR Code: 685480204
City / District: IDUKKI (IDUKKI)
State: KERALA
Postal Pincode: 685509

Full Branch Address

KUMILI PARUNTHRICKAL BUILDING,KUMILI PO ,IDUKKY DISTRICT 685509, Pincode: 685509

Contact Details

Phone: +914869222490

How to Read IFSC Code: KLGB0040389

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KLGBBank Identifier

First 4 alphabetic characters identify Kerala Gramin Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

040389Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Kerala Gramin Bank (KLGB0040389)

What is the IFSC Code for Kerala Gramin Bank KUMILI branch?

The IFSC Code for Kerala Gramin Bank KUMILI branch in IDUKKI, KERALA is KLGB0040389. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kerala Gramin Bank KUMILI branch?

The branch is located at: KUMILI PARUNTHRICKAL BUILDING,KUMILI PO ,IDUKKY DISTRICT 685509, Pincode: 685509, IDUKKI, KERALA.

What is the MICR Code for Kerala Gramin Bank KUMILI?

The MICR Code for electronic cheque clearing at Kerala Gramin Bank KUMILI is 685480204.

How can I contact Kerala Gramin Bank KUMILI branch?

You can contact the branch at: Phone: +914869222490. For official national customer care, refer to Kerala Gramin Bank's official banking channels.

How to decipher the IFSC code KLGB0040389?

The first 4 characters 'KLGB' represent Kerala Gramin Bank. The 5th character is '0' reserved for future use. The last 6 characters '040389' represent the specific KUMILI branch code.