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KLGBBranch Code: 040499

Kerala Gramin Bank Vellachal Branch IFSC Code: KLGB0040499

Branch Code: 040499 | KANNUR, KANNUR, KERALA

Primary IFSC Code
KLGB0040499
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kerala Gramin Bank, Vellachal branch in KANNUR, KERALA is KLGB0040499. The MICR code for cheque clearance is 670480015.

Branch Fact Sheet & Electronic Routing Details

Branch Name
VELLACHAL
MICR Code
City / District
KANNUR (KANNUR)
State
KERALA
Postal Pincode
670622
Full Branch Address

VELLACHAL,P.O.MAKRERI,KANNUR,KERALA,PIN 670622, Pincode: 670622

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in KERALA:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Customer Support & Helplines24x7 Toll-Free

Kerala Gramin Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: KANNUR, KERALA

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: KLGB0040499

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KLGBBank Identifier

First 4 alphabetic characters identify Kerala Gramin Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

040499Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Kerala Gramin Bank (KLGB0040499)

Which bank does IFSC Code KLGB0040499 belong to?

IFSC Code KLGB0040499 belongs to Kerala Gramin Bank for its VELLACHAL branch, located in KANNUR, KERALA. The 4-letter prefix 'KLGB' represents Kerala Gramin Bank.

What is the IFSC Code for Kerala Gramin Bank VELLACHAL branch?

The IFSC Code for Kerala Gramin Bank VELLACHAL branch in KANNUR, KERALA is KLGB0040499. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kerala Gramin Bank VELLACHAL branch?

The branch is located at: VELLACHAL,P.O.MAKRERI,KANNUR,KERALA,PIN 670622, Pincode: 670622, KANNUR, KERALA.

What is the MICR Code for Kerala Gramin Bank VELLACHAL?

The MICR Code for electronic cheque clearing at Kerala Gramin Bank VELLACHAL is 670480015.

How can I contact Kerala Gramin Bank VELLACHAL branch?

You can contact the branch at: Phone: +914972827328. For official national customer care, refer to Kerala Gramin Bank's official banking channels.

How to decipher the IFSC code KLGB0040499?

The first 4 characters 'KLGB' represent Kerala Gramin Bank. The 5th character is '0' reserved for future use. The last 6 characters '040499' represent the specific VELLACHAL branch code.