KSCXBranch Code: 001049

Kerala State Co-operative Bank IFSC Code

KOVALAM Branch, THIRUVANANTHAPURAM, THIRUVANANTHAPURAM, KERALA

Primary IFSC Code

KSBK0001049

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kerala State Co-operative Bank, KOVALAM branch in THIRUVANANTHAPURAM, KERALA is KSBK0001049. The MICR code for cheque clearance is 695177049.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Kerala State Co-operative Bank
Branch Name: KOVALAM
MICR Code: 695177049
City / District: THIRUVANANTHAPURAM (THIRUVANANTHAPURAM)
State: KERALA
Postal Pincode: 695527

Full Branch Address

VP 20/160,IDEAL HOLIDAY INN,KOVALAM,THIRUVANANTHAPURAM PIN 695527, Pincode: 695527

Contact Details

Phone: +914712481233

How to Read IFSC Code: KSBK0001049

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KSBKBank Identifier

First 4 alphabetic characters identify Kerala State Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001049Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Kerala State Co-operative Bank (KSBK0001049)

What is the IFSC Code for Kerala State Co-operative Bank KOVALAM branch?

The IFSC Code for Kerala State Co-operative Bank KOVALAM branch in THIRUVANANTHAPURAM, KERALA is KSBK0001049. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kerala State Co-operative Bank KOVALAM branch?

The branch is located at: VP 20/160,IDEAL HOLIDAY INN,KOVALAM,THIRUVANANTHAPURAM PIN 695527, Pincode: 695527, THIRUVANANTHAPURAM, KERALA.

What is the MICR Code for Kerala State Co-operative Bank KOVALAM?

The MICR Code for electronic cheque clearing at Kerala State Co-operative Bank KOVALAM is 695177049.

How can I contact Kerala State Co-operative Bank KOVALAM branch?

You can contact the branch at: Phone: +914712481233. For official national customer care, refer to Kerala State Co-operative Bank's official banking channels.

How to decipher the IFSC code KSBK0001049?

The first 4 characters 'KSBK' represent Kerala State Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '001049' represent the specific KOVALAM branch code.