KSCXBranch Code: 001294

Kerala State Co-operative Bank IFSC Code

ERUMELY Branch, KOTTAYAM, KOTTAYAM, KERALA

Primary IFSC Code

KSBK0001294

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kerala State Co-operative Bank, ERUMELY branch in KOTTAYAM, KERALA is KSBK0001294. The MICR code for cheque clearance is 686177294.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Kerala State Co-operative Bank
Branch Name: ERUMELY
MICR Code: 686177294
City / District: KOTTAYAM (KOTTAYAM)
State: KERALA
Postal Pincode: 686509

Full Branch Address

7/1015,ERUMELY,KOTTAYAM PIN 686509, Pincode: 686509

Contact Details

Phone: +914828210411

How to Read IFSC Code: KSBK0001294

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KSBKBank Identifier

First 4 alphabetic characters identify Kerala State Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001294Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Kerala State Co-operative Bank (KSBK0001294)

What is the IFSC Code for Kerala State Co-operative Bank ERUMELY branch?

The IFSC Code for Kerala State Co-operative Bank ERUMELY branch in KOTTAYAM, KERALA is KSBK0001294. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kerala State Co-operative Bank ERUMELY branch?

The branch is located at: 7/1015,ERUMELY,KOTTAYAM PIN 686509, Pincode: 686509, KOTTAYAM, KERALA.

What is the MICR Code for Kerala State Co-operative Bank ERUMELY?

The MICR Code for electronic cheque clearing at Kerala State Co-operative Bank ERUMELY is 686177294.

How can I contact Kerala State Co-operative Bank ERUMELY branch?

You can contact the branch at: Phone: +914828210411. For official national customer care, refer to Kerala State Co-operative Bank's official banking channels.

How to decipher the IFSC code KSBK0001294?

The first 4 characters 'KSBK' represent Kerala State Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '001294' represent the specific ERUMELY branch code.